Observatory · observe first
Follow the allocation change
Matched S&P 500 members → sector → industry → sub-industry → company. Each step uses the same percentage points.
Historical time machine
Historical observation
20182026
1 · Sector
Weight and 12M allocation change
2 · Industry
Inside Financials
Transaction & Payment Processing Services0.81%-0.38 ppDiversified Banks3.93%+0.33 ppInvestment Banking & Brokerage1.48%+0.33 ppAsset Management & Custody Banks1.43%-0.18 ppConsumer Finance0.86%+0.17 ppInsurance Brokers0.57%-0.12 ppFinancial Exchanges & Data0.95%-0.10 ppProperty & Casualty Insurance0.98%-0.08 ppLife & Health Insurance0.35%-0.06 ppMulti-line Insurance0.16%-0.01 ppRegional Banks0.31%-0.01 ppReinsurance0.03%-0.01 ppMulti-Sector Holdings0.00%-0.00 pp
3 · Sub-industry
Inside Consumer Finance
Consumer Finance · weight
0.86%
Industry change · 12M
+0.17 pp
Consumer Finance · contribution
+0.174 pp
Company participation
100%
of industry constituents above their 6M weight average
4 · Companies driving this sub-industry
Dec 2025 · sorted by absolute contribution to 12-month change
| Company | Country | Market cap | Universe weight | 3M contribution | 12M contribution | 12M price return | Above 6M weight average |
|---|---|---|---|---|---|---|---|
| Capital One → COF | United States | $154.1bn | 0.302% | +0.030 pp | +0.148 pp | +37.6% | Yes |
| American Express → AXP | United States | $254.8bn | 0.499% | +0.036 pp | +0.025 pp | +26.0% | Yes |
| Synchrony Financial → SYF | United States | $30.0bn | 0.059% | +0.006 pp | +0.001 pp | +30.6% | Yes |
Company contributions use weights among matched S&P 500 members and add through each level without rescaling. Companies without matched shares and prices are omitted. These observations do not establish official index weights or actual fund flows.