Consumer Finance
Consumer Finance is losing market weight. Gained weight for 3 consecutive months.
Most of this industry's losses came from a few companies.
Where did the weight change come from?
12-month contribution in universe percentage points · contributions add to the industry change
The three largest same-direction contributors explain 100% of gross losses. Opposing contributions can make an individual company’s change larger than the industry’s net change.
How has it moved through history?
Share of matched S&P 500 members
Aug 2021 – Jul 2026 · market weight (%)
Relative performance
Industry return versus ACWI · no future data shown
Is participation broad or concentrated?
Actual constituent counts at this date, not the legacy synthetic breadth proxy
This is size concentration, not contribution to the 12-month change. The attribution above measures the latter.
Evidence can disagree
Independent dimensions · no combined score or bullish/bearish verdict
Other evidence and availability
Valuation data: unavailable; shown as zero placeholder.
Attention data: unavailable; shown as zero placeholder.
Actual fund flows: unavailable. No ETF, mutual-fund or institutional flow feed is connected.
Volume / turnover: unavailable in this dataset.
Follow the contribution to individual companies
Sorted by absolute 12-month weight contribution, not investment merit
| Company | Sub-industry | Country | Universe weight | 12M contribution | 12M price return | Revisions |
|---|---|---|---|---|---|---|
| Capital One → COF | Consumer Finance | United States | 0.224% | -0.066 pp | -1.4% | 0.0 |
| American Express → AXP | Consumer Finance | United States | 0.396% | -0.043 pp | +13.5% | 0.0 |
| Synchrony Financial → SYF | Consumer Finance | United States | 0.043% | -0.012 pp | +10.6% | 0.0 |
Underlying monthly industry observations
| Month | Weight | 1M change | 3M change | 6M change | 12M change | Relative return · 12M |
|---|---|---|---|---|---|---|
| Jul 2026 | 0.663% | +0.001 pp | +0.168 pp | -0.117 pp | -0.121 pp | -11.8% |
| Jun 2026 | 0.663% | +0.044 pp | +0.160 pp | -0.197 pp | -0.050 pp | -16.9% |
| May 2026 | 0.619% | +0.123 pp | +0.127 pp | -0.204 pp | -0.062 pp | -18.7% |
| Apr 2026 | 0.495% | -0.007 pp | -0.285 pp | -0.320 pp | -0.165 pp | -10.2% |
| Mar 2026 | 0.502% | +0.011 pp | -0.358 pp | -0.286 pp | -0.158 pp | -8.8% |
| Feb 2026 | 0.491% | -0.289 pp | -0.331 pp | -0.347 pp | -0.206 pp | -17.6% |
| Jan 2026 | 0.780% | -0.079 pp | -0.034 pp | -0.003 pp | +0.051 pp | -10.4% |
| Dec 2025 | 0.860% | +0.037 pp | +0.072 pp | +0.147 pp | +0.174 pp | +4.4% |
| Nov 2025 | 0.823% | +0.008 pp | -0.015 pp | +0.142 pp | +0.129 pp | -0.7% |
| Oct 2025 | 0.815% | +0.027 pp | +0.031 pp | +0.154 pp | +0.171 pp | +8.6% |
| Sep 2025 | 0.788% | -0.050 pp | +0.075 pp | +0.128 pp | +0.160 pp | +9.0% |
| Aug 2025 | 0.838% | +0.054 pp | +0.157 pp | +0.141 pp | +0.210 pp | +17.8% |
| Jul 2025 | 0.784% | +0.071 pp | +0.123 pp | +0.054 pp | +0.322 pp | +9.4% |
| Jun 2025 | 0.712% | +0.032 pp | +0.052 pp | +0.027 pp | +0.266 pp | +23.3% |
| May 2025 | 0.681% | +0.020 pp | -0.016 pp | -0.013 pp | +0.217 pp | +13.1% |
| Apr 2025 | 0.661% | +0.001 pp | -0.069 pp | +0.017 pp | -0.036 pp | +5.7% |
| Mar 2025 | 0.660% | -0.037 pp | -0.026 pp | +0.032 pp | -0.003 pp | +12.2% |
| Feb 2025 | 0.697% | -0.033 pp | +0.003 pp | +0.069 pp | +0.043 pp | +22.9% |
| Jan 2025 | 0.730% | +0.044 pp | +0.086 pp | +0.268 pp | +0.094 pp | +32.3% |
| Dec 2024 | 0.686% | -0.008 pp | +0.058 pp | +0.239 pp | +0.083 pp | +32.7% |
| Nov 2024 | 0.693% | +0.050 pp | +0.065 pp | +0.229 pp | +0.131 pp | +43.6% |
| Oct 2024 | 0.644% | +0.016 pp | +0.182 pp | -0.053 pp | +0.111 pp | +37.7% |
| Sep 2024 | 0.628% | -0.000 pp | +0.181 pp | -0.035 pp | +0.095 pp | +34.0% |
| Aug 2024 | 0.628% | +0.166 pp | +0.164 pp | -0.025 pp | +0.090 pp | +30.3% |
| Jul 2024 | 0.462% | +0.015 pp | -0.235 pp | -0.174 pp | +0.062 pp | +25.6% |
| Jun 2024 | 0.447% | -0.017 pp | -0.216 pp | -0.156 pp | +0.017 pp | +12.4% |
| May 2024 | 0.464% | -0.233 pp | -0.189 pp | -0.098 pp | +0.042 pp | +20.0% |
| Apr 2024 | 0.697% | +0.034 pp | +0.061 pp | +0.164 pp | +0.124 pp | +26.8% |
| Mar 2024 | 0.663% | +0.010 pp | +0.060 pp | +0.130 pp | +0.076 pp | +17.6% |
| Feb 2024 | 0.653% | +0.017 pp | +0.091 pp | +0.115 pp | -0.003 pp | +3.4% |
| Jan 2024 | 0.636% | +0.033 pp | +0.103 pp | +0.236 pp | -0.023 pp | +1.5% |
| Dec 2023 | 0.603% | +0.041 pp | +0.070 pp | +0.174 pp | +0.023 pp | +7.4% |
| Nov 2023 | 0.562% | +0.030 pp | +0.024 pp | +0.140 pp | -0.029 pp | -2.9% |
| Oct 2023 | 0.533% | -0.001 pp | +0.133 pp | -0.040 pp | -0.062 pp | -11.9% |
| Sep 2023 | 0.533% | -0.005 pp | +0.104 pp | -0.054 pp | -0.057 pp | -8.0% |
| Aug 2023 | 0.538% | +0.138 pp | +0.116 pp | -0.118 pp | -0.071 pp | -9.4% |
| Jul 2023 | 0.400% | -0.030 pp | -0.173 pp | -0.260 pp | -0.197 pp | -2.1% |
| Jun 2023 | 0.430% | +0.007 pp | -0.158 pp | -0.150 pp | -0.189 pp | +4.9% |
| May 2023 | 0.422% | -0.151 pp | -0.234 pp | -0.169 pp | -0.284 pp | -9.5% |
| Apr 2023 | 0.573% | -0.014 pp | -0.086 pp | -0.022 pp | -0.156 pp | -12.9% |
| Mar 2023 | 0.587% | -0.069 pp | +0.007 pp | -0.003 pp | -0.135 pp | -7.6% |
| Feb 2023 | 0.656% | -0.003 pp | +0.065 pp | +0.046 pp | -0.154 pp | -6.7% |
| Jan 2023 | 0.659% | +0.080 pp | +0.064 pp | +0.062 pp | -0.097 pp | +1.6% |
| Dec 2022 | 0.580% | -0.011 pp | -0.010 pp | -0.039 pp | -0.105 pp | +0.3% |
| Nov 2022 | 0.591% | -0.004 pp | -0.019 pp | -0.115 pp | -0.093 pp | +5.5% |
| Oct 2022 | 0.595% | +0.005 pp | -0.002 pp | -0.134 pp | -0.165 pp | +1.5% |
| Sep 2022 | 0.590% | -0.020 pp | -0.029 pp | -0.132 pp | -0.229 pp | -9.7% |
| Aug 2022 | 0.610% | +0.013 pp | -0.096 pp | -0.200 pp | -0.174 pp | -3.5% |
| Jul 2022 | 0.597% | -0.022 pp | -0.132 pp | -0.160 pp | -0.207 pp | -7.8% |
| Jun 2022 | 0.619% | -0.087 pp | -0.103 pp | -0.066 pp | -0.196 pp | -8.9% |
| May 2022 | 0.706% | -0.023 pp | -0.104 pp | +0.022 pp | -0.114 pp | +2.4% |
| Apr 2022 | 0.729% | +0.007 pp | -0.028 pp | -0.031 pp | -0.058 pp | +9.0% |
| Mar 2022 | 0.722% | -0.088 pp | +0.037 pp | -0.097 pp | +0.338 pp | +12.2% |
| Feb 2022 | 0.810% | +0.053 pp | +0.126 pp | +0.026 pp | +0.437 pp | +27.3% |
| Jan 2022 | 0.757% | +0.072 pp | -0.003 pp | -0.047 pp | +0.371 pp | +31.5% |
| Dec 2021 | 0.685% | +0.002 pp | -0.134 pp | -0.130 pp | +0.026 pp | +18.3% |
| Nov 2021 | 0.683% | -0.076 pp | -0.100 pp | -0.136 pp | +0.036 pp | +18.6% |
| Oct 2021 | 0.760% | -0.059 pp | -0.044 pp | -0.027 pp | +0.185 pp | +44.1% |
| Sep 2021 | 0.819% | +0.035 pp | +0.004 pp | +0.435 pp | +0.818 pp | +47.5% |
| Aug 2021 | 0.783% | -0.020 pp | -0.036 pp | +0.410 pp | +0.783 pp | +47.3% |
How are these descriptive states defined?
Gaining / losing: 12-month weight change above +0.005pp / below −0.005pp. Direction and speed are separate dimensions, not mutually exclusive recommendations.
Accelerating / slowing: compare the most recent 3M change with the preceding 3M change. Accelerating means a positive change speeds up by >0.02pp. Slowing means the magnitude of movement declines by >0.02pp. A falling industry can also slow.
Reversing: the last two 3M changes have opposite signs, outside a ±0.005pp tolerance. Persistence counts consecutive same-direction monthly changes.
Broad / concentrated: company attribution, not a market-cap concentration shortcut. Concentrated means the three largest same-direction contributors account for ≥70% of gross same-direction changes; otherwise broad requires ≥60% of constituents moving with the industry. Other cases are mixed.
Weights use matched S&P 500 members’ market-cap estimates, based on SEC-reported shares available by each month-end and monthly closing prices. Companies without a matched price or share record are omitted, so the denominator is the matched sample rather than every index member. These are not official float-adjusted S&P weights. Flow is not measured.